Different Types of Taxation in Retirement
Unlike your working years while receiving a single paycheck, in retirement you are responsible for ensuring taxes are paid on your income from various sources. Surprisingly, your cash flow may …
Do I Need Long-Term Care Coverage?
Life is short…even if you live to 100 years old! You hear it all the time. “If only I knew “Joe” was going to pass away so soon, I would …
‘Tis the Season! – Graduation Gift Ideas
Do you have someone in your life who is graduating this spring? The form and function of graduation gifts can be sticky territory. It’s important to consider not only the …
What Planning Means to Me
I was fortunate to be able to be with my mother while she took her last breath, hold her hand, thank her for my amazing life, and tell her how …
Congratulations Aaron on Earning Your ChFC® Designation!
Please join Crystal and I in congratulating Aaron on earning his Chartered Financial Consultant® (ChFC®) designation. This designation is well-suited to accompany his CERTIFIED FINANCIAL PLANNER™ (CFP®). The ChFC® program …
Congratulations Aaron on Earning Your ChFC® Designation! Read More »
Beneficiaries – Per Stirpes or Per Capita?
Did you know the paperwork you complete to name beneficiaries on IRA’s, brokerage accounts, annuities, and life insurance will trump your will or trust wishes? Surprisingly, many people are unaware …
Archer’s & Wally’s Corner
February 8, 2022 Howdy folks! Archer and Wally here. It’s been a while. We were told how much you all enjoyed hearing from us, so we wanted to let you …
RMD Formula Changes for First Time in 20 Years
Effective January 1, 2022, you can keep more money in your tax-deferred retirement accounts! The Internal Revenue Service has updated its actuarial tables for the first time since 2002. What …
Understanding a Fixed Index Annuity
A Fixed Index Annuity (FIA) is an insurance contract that has tax-deferred, long-term savings protecting your principal in a down market while providing an opportunity for growth. To purchase an …